Our Finance Team Is Here to Help

At Gervais Kia in Lowell, MA, we know how exciting it can be to get a new vehicle, and we also know that there is a lot to think about when doing so. There are so many quality options in the market, and deciding which car or SUV to get is a major decision. After that, though, you'll need to handle the financial aspect. Many customers throughout Nashua, NH and Billerica have questions about buying versus leasing, new versus used, and what financing entails. Our finance department is staffed by knowledgeable professionals who work hard to provide excellent service. If you'd like to get one of our Kia models that we have in our inventory, we'd be happy to help you with the entire process.

Some people prefer to lease, while others decide that it's best to buy. If you're still undecided, you'll want to remember a few key points. Leasing is a short-term prospect, while buying really locks you into a vehicle for a relatively long time. This is a primary reason why leasing is so attractive to certain customers. It frees them from long-term commitments, and whenever their leases are over, they're free to look for new models. Leasing is also affordable, as it requires monthly payments that can, in general, fit into many people's budgets.

If you'd like to purchase a vehicle, it can be a great investment. Used models are more affordable than their new counterparts, and in many cases, they have advanced technology and modern features. Our used inventory consists of reliable, safe, and stylish Kia vehicles, and you can buy any of these with confidence. We've thoroughly checked them out and assure you that you can depend on any of them for many years.

When getting a new vehicle, one way in which you can be strategic about your finances is to apply for credit. With credit, you'll be able to pay off your vehicle over time instead of having to pay for everything before you can enjoy or new car or SUV. The terms of financing depend on an individual's situation, and we're available to speak with you if you'd like more information.

We are proud to serve drivers in Chelmsford, too.

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Gervais Kia takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.


Gervais Kia

6 Industrial Ave
Directions Lowell, MA 01851

  • Sales: 978-454-1202
  • Service: 978-454-1202
  • Parts: 978-454-1202


  • Monday 9:00am - 6:00pm
  • Tuesday 9:00am - 6:00pm
  • Wednesday 9:00am - 6:00pm
  • Thursday 9:00am - 6:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 4:00pm
  • Sunday Closed