Kia Finance Center in Lowell, MA

Meet Our Experienced Finance Team

At Gervais Kia, our finance professionals are passionate about providing exceptional customer service. We are always working to create an environment where you feel comfortable discussing all of your financing questions. Whether you're a first-time car buyer or have been through the process before, our financers are here to provide clarity and guidance, so you feel confident in your decision.

Our experienced team goes beyond crunching numbers; we genuinely care about making your Kia ownership experience smooth and enjoyable. We ensure this by finding financing solutions tailored to your unique situation and helping you secure the best rates and terms available.

Buying vs. Leasing a Kia

When it comes to financing, one of the first things you'll need to decide is whether to buy or lease your Kia. Each option has a unique set of advantages and our finance experts are well versed in explaining their differences.

If you prefer long-term ownership, buying a Kia might be the right choice for you. Your Kia will be yours to drive as long as you want, personalize to your exact preferences, and eventually trade in, if you choose, for the latest upgrade. 

On the other hand, leasing offers lower monthly payments and the excitement of driving a new Kia more frequently. Our finance team will go over your wants, budget, and driving habits to help you determine which option best aligns with your needs.

Start the Finance Process From Home

Financing your next Kia car is an exciting process. To ensure your experience is as straightforward as possible, our website features some user-friendly tools to move the process forward. 

Our finance application is an easy and secure way to be pre-approved for a car loan from the comfort of your home. Once your information has been submitted, our team will look it over to determine if you're pre-approved and gather your financing options. When you visit us in person, we'll have your options ready, significantly speeding up the process.

Furthermore, we offer exclusive Kia specials to help you make the most out of your new Kia purchase. We regularly update our specials page with the latest offers, so you can check back frequently to find one for your favorite model. 

Your privacy is important to us.

Gervais Kia takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.